Early Warning Blog

Al Pascual - JAVELIN

Recent Posts

No, SMS OTP Isn't Dead

Posted by Al Pascual - JAVELIN on Jul 31, 2016

Last week’s announcement from NIST that SMS one-time-passwords (OTP) were deprecated as a form of out-of-band (OOB) authentication put the industry in a tizzy.  Funny thing was that NIST did hedge a bit in its language, but it seemed that the agency was relegating SMS OTP to the junk pile when reading some of the posts out there.  

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Topics: Authentication

Mobile Wallet Fraud: This is Just the Beginning

Posted by Al Pascual - JAVELIN on Jun 21, 2016

Even though the early rush of Apple Pay fraud has been stemmed, mobile wallets remain a valuable target for fraudsters. In 2015, approximately 112,000 consumers reported being victims of mobile wallet-related account takeover and this is likely to get worse before it gets better, largely due to three major factors: EMV, the growing adoption of mobile wallets, and the technical skill of cybercriminals.

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Topics: Authentication